Helpful Insurance Information
Accidental Death
Does “Accidental Death” Cover Me on the Job? Understand Accidental Death Insurance
Term
Term Life Insurance Policies Estate Taxes on Life Insurance
Whole Life
Determining If Whole Life Is Right for You Is Life Insurance Expensive?
Universal Life
Basics of Universal Life Insurance Selling Your Life Insurance Policy

Universal Life Insurance

Universal life coverage falls somewhere in between term and whole life—an amalgam of the two. On the one hand, universal life accumulates cash value just like a whole life policy. On the other hand, universal life also offers flexible premiums and death benefits that more closely resemble a term life policy. Policyholders of universal life coverage can periodically adjust the death benefit of the policy to adequately reflect their evolving needs. The premiums then fluctuate according to the level at which the death benefit is set. For more information about the flexibility, tax benefits, and security of universal life, read through the blogs in this category.

Universal Life Articles

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Selling Your Life Insurance Policy

Have you ever heard of selling your life insurance policy? Find out more about this growing option.

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Where Can You Find Cheap Life Insurance?

Planning for the future is the main goal behind purchasing life insurance. Finding cheap life insurance depends on many individual factors that surround you as a person. Before searching for low costing life insurance be sure to gain as much knowledge as you can on the matter.
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Basics of Universal Life Insurance

If you would like a life insurance policy that changes as your coverage needs change, universal life insurance is a wise choice. With universal life, you can alter your death benefit periodically whenever your life insurance needs evolve. In this post, we’ll cover the fundamentals of universal life and its pros and cons.

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